Calculator

Try the payout calculator

Change the inputs to see what you keep after fees or reverse the math to find the price you need.

Calculator mode

Estimated result

Stripe

Standard online card pricing for domestic card payments.

Live estimate based on the inputs in the calculator.

Item subtotal
$95.00
Collected total
$95.00
Feeable total
$95.00
Estimated fees
$3.06
Net you keep
$91.94
Effective fee rate
3.22%

Fee breakdown

Every line uses the shared calculator engine.

  • Processing fee 2.9% on feeable total ($95.00)
    $2.76
  • Fixed fee $0.30
    $0.30

Assumptions

Use these notes to sanity-check the estimate before you rely on it.

  • Assumes a standard domestic online card payment.
  • Leaves out add-ons such as Radar, Connect, subscriptions, and disputes.

Processors

Check direct payment fees before you choose a checkout stack

Processing fees can quietly reshape margins, especially on smaller orders where fixed charges matter more.

Use this page to compare processor-style payout math and decide whether you should absorb, offset, or pass through payment costs.

How to use this page

Start with a realistic sale amount, work through any optional controls that match your setup, and use reverse mode when you need a fast pricing target instead of a payout estimate.

Direct payment tools often look similar at a glance, but small differences in percentage and fixed fees can change the payout on real orders. Use the calculator to compare your average ticket size instead of relying on headline rates alone.

This page stays intentionally narrow in V1. Use what should I charge? or the invoice total calculator when you need the broader pricing workflow around the payment fee itself.

Related calculators

Keep moving through the launch pages without rewriting your pricing math.

Worked examples

Start from realistic scenarios

Each example opens the same calculator with shareable URL state.

Stripe checkout

A small direct sale shows how fixed fees push up the effective take rate.

$43.39 net

Load this example

PayPal invoice

A larger invoice is useful when you want to compare processor payout on service work.

$313.17 net

Load this example

Last updated

April 18, 2026

This page now acts as a narrower fee hub inside the broader pricing, profit, and payout toolkit.

FAQ

Quick answers

Short answers for the questions that usually come up first.

Is this the same as marketplace fees?

No. Direct processors usually charge a payment fee, while marketplaces often add extra commissions or listing charges on top.

Can I use this for invoices and links?

Yes, as long as the processor uses the same core fee structure you are modeling on this page.